Life Insurance

Universal InsuranceProvide for your family members and the ones you love in the case that you cannot be there for them with the help of a life insurance policy. There are three types of life insurance policies: term, whole life and universal. Life insurance can be used to replace lost income, and pay for your mortgage, a child’s education, final expenses, continuing business costs or plans, charitable gifts and more.

Another way you can plan for the future is by securing an annuity. An annuity is an investment you make that repays you at a future date in a lump sum or a series of future dates on a monthly, quarterly or annual basis. It can be used as a retirement strategy and is more beneficial than an IRA or 401(k) because it is a guarantee and has no annual contribution limit.

Whether you have a small or large family, or desire to retire within the next 30 or even 5 years, there is a life insurance policy and annuity for you that we can help you select.